Is Microsoft 365 Premium Worth $20 in 2026? | Useful or Useless? Ep. 7

Microsoft 365 Premium costs about $20 a month — putting it in the same price range as ChatGPT Plus, Claude Pro, Google AI Pro, and other major AI subscriptions. But Microsoft is selling something different. You’re not just getting Copilot. You’re also getting Word, Excel, PowerPoint, Outlook, OneNote, OneDrive storage, and AI features built directly into the Microsoft apps many people already use every day. In Episode 7 of Useful or Useless?, we break down: • Microsoft 365 Personal vs. Family vs. Premium • Copilot inside Word, Excel, PowerPoint, and Outlook • Up to 6 TB of OneDrive storage across multiple users • Higher AI usage and advanced Copilot features • Whether Microsoft 365 Personal may already be enough • Whether Premium makes more sense than paying separately for another AI subscription If you already live inside Microsoft 365, Premium can become a very different value proposition. But if you mainly want a powerful chatbot? The giant bundle may be more than you actually need. Your subscriptions do not need a collection. They need a job. No hype. No loyalty to a logo. Just one question: Is it worth paying for? #Microsoft365 #MicrosoftCopilot #Copilot #AITools #UsefulOrUseless