Can You Get a Mortgage With No Tax Returns? I Ran the Numbers

If you're self-employed, your tax returns make it look like you earn a lot less than you do. In this video I price five real self-employed scenarios live on our pricer: the rate, the APR and every closing cost, no application and no tax returns. Price your own scenario, no sign-up: https://rates.themtghub.com/?utm_sour... Chapters 0:00 Why your tax returns undercount your income 1:29 Scenario 1: Bank statement loan 3:29 Scenario 2: P&L loan 5:14 Scenario 3: DSCR rental loan 7:15 Scenario 4: Cash-out refinance 9:02 Scenario 5: The same loan in Arizona Rates shown in this video are as of October 15 and 16, 2026 and change daily. APR is shown with every rate. Not a commitment to lend. All loans subject to credit approval. Salomon Chong, Broker | NMLS #248755 | CA DRE #01803980 | Personal RE Services Inc. dba The Mortgage Hub, NMLS #943733 | Equal Housing Opportunity | nmlsconsumeraccess.org