The Ocean Is Taking the Coast Back

A sinkhole in Malibu that's 30 feet deep and 60 feet wide, and it started as somebody's driveway. Six oceanfront homes in Laguna with their seawalls torn out. Beaches that dropped 15 to 20 feet overnight, uncovering old piers nobody's seen in decades. Southern California's coast looks genuinely different than it did two weeks ago. 🌊 This week Suzanne (CEO of Innovate Realty) and Paul "Fix It All" Hansen get into what Hurricane Marie did to the coast, and what a full El Niño winter could still bring. Does any of this actually hit home values? Paul makes the case that people will always want to live on the water, so the price holds, but the cost to build and protect a coastal home is about to change. The bigger story is insurance, where California is already in a tough spot, and this looks a lot like what played out in Florida. They also get into the risk nobody's talking about yet: months of hard rain hitting bare dirt lots in the Palisades and Eaton burn areas, and what that could mean. Plus a real investor lesson on never ripping a roof off before a storm, a clear breakdown of why your mortgage rate tracks the 10-year Treasury and not the Fed, and a quick celebration of Innovate's La Jolla grand opening. In this episode: • The Malibu sinkhole and the Laguna seawalls • How a seawall works and why Newport's "king tide" rule matters • Will coastal home values actually drop? • The insurance problem, and the Florida comparison • El Niño, bare burn-scar lots, and landslide risk • An investor's rule for roofs and rainy season • Why mortgage rates follow the 10-year Treasury, not the Fed • Innovate's La Jolla grand opening 🎧 New episodes weekly. Follow, leave a 5-star review, and send this to anyone who owns, loves, or dreams about a place on the SoCal coast. Realty Talk — real estate, investing, and the SoCal market. The good, the bad, and the unbelievable.