$100 Oil Is Back. Here's What It Does to Your House Payment

Gas is up 34% in a year, and oil just topped $100 a barrel again. But the bigger hit may not be at the pump. It can show up in your mortgage rate. In this video: why oil jumped, the four-link chain from oil to inflation to the Fed to bonds to your rate, who gets hurt the most, and the one group of owners who can actually come out ahead. If you want help finding and analyzing deals using AI, join us inside our REI Automated community on Skool. Our software can find, analyze and score a deal in minutes and create an offer you can submit today: https://www.skool.com/rei-automated/a... CHAPTERS 0:00 $100 oil is back 0:40 Why oil jumped 1:12 Link 1: oil pushes up inflation 2:08 Link 2: the Fed stays on alert 2:27 Link 3: the bond market reacts 2:41 Link 4: mortgage rates follow 3:00 Who gets hurt the most 3:45 Who comes out ahead 4:43 What to actually do 5:44 The takeaway SOURCES CPI +3.7%, gasoline +34.2%, energy +20.4%, September gas +9.1%, core +2.6%, next CPI Nov 10: BLS CPI September 2026 (released Oct 14, 2026), https://www.bls.gov/news.release/cpi.... WTI above $100, Brent $109.86, Hormuz and refinery attacks, reserve releases, import prices +8.1%, PPI +6.3%, Fed odds about 83% hold, 10-year near 5.12%: Kitco News, Oct 16, 2026, https://www.kitco.com/news/article/20... 10-year Treasury yield: Federal Reserve H.15, https://www.federalreserve.gov/releas... National average gas $4.30 vs $3.04 a year ago: AAA, Oct 18, 2026, https://gasprices.aaa.com/ 30-year mortgage 7.40% vs 6.27% a year ago: Freddie Mac PMMS, Oct 15, 2026, https://www.freddiemac.com/pmms Rent +2.7%, rental demand +19.2%: Zillow, Oct 15, 2026, https://zillow.mediaroom.com/2026-10-... Payment math ($300,000 loan, 30-year fixed, $1,851 vs $2,077) is our calculation. The $40,000 renter is an illustration, not data. This isn't financial, legal or tax advice. Talk to a licensed professional about your own situation. Oil prices and rates change daily; figures are as of the dates shown. Music: "Inspired" and "Movement Proposition" by Kevin MacLeod (incompetech.com), licensed under Creative Commons: By Attribution 4.0, http://creativecommons.org/licenses/b... Video clips via Pixabay (Pixabay Content License): Hassas_Arts, InOldNews, Kaffeesüchtig, Maria_Briones, QuinceCreative, Roque_dg, bellergy, gofurxp, mootlak Charts and graphics by Own The Asset. #Oil #Inflation #MortgageRates #RealEstateInvesting #OwnTheAsset