Post Office Small Savings Schemes 2026 | Interest Rates, Tenure & Benefits Explained in Bengali

Post Office Small Savings Schemes 2026 | Interest Rates, Tenure & Benefits Explained in Bengali 00:01 - 🔔 Introduction 01:13 - 🏦 Post Office Savings Account 02:37 - 💰 Time Deposit & Interest 04:05 - 💵 Recurring Deposit (RD) 05:30 - 📈 Monthly Income Scheme (MIS) 06:26 - 📜 National Savings Certificate (NSC) 07:13 - 🏦 PPF Investment & Tax Benefits 08:09 - 💰 Kisan Vikas Patra (KVP) 08:54 - 👧 Sukanya Samriddhi Yojana (SSY) 10:16 - 👴 Senior Citizens Savings Scheme (SCSS) 11:24 - 📊 Which Scheme May Suit Which Goal? 12:10 - ⚠️ Don't Choose Only by Interest Rate 12:30 - 💵 Investment Calculation 12:48 - ✅ Conclusion 🏦 Post Office Small Savings Schemes 2026 explained in simple language! In this video, we discuss the major Post Office savings and investment schemes and their key features, including Post Office Savings Account, Time Deposit (TD), Recurring Deposit (RD), Monthly Income Scheme (MIS), National Savings Certificate (NSC), Public Provident Fund (PPF), Kisan Vikas Patra (KVP), Sukanya Samriddhi Yojana (SSY), and Senior Citizens Savings Scheme (SCSS). Instead of looking only at the highest interest rate, it is important to understand the investment period, liquidity, maturity, tax treatment, withdrawal rules and your financial goal before choosing a savings scheme. This video explains which schemes may be relevant for lump-sum investment, monthly savings, long-term financial planning, children's savings and senior citizens. 📌 We also discuss interest rates, tenure, investment patterns, maturity and basic tax-related features of these schemes. ⚠️ Important: Interest rates, eligibility criteria, taxation and withdrawal rules can change. Always verify the latest information from India Post and official Government of India sources before making any investment decision. 👍 Like the video, share it with others and Subscribe to Boss Wallah Finance Bengali for more personal finance and investment updates. #postoffice #postofficescheme #postofficeinterest #postofficeinvestment #smallsavings #ppf #nsc #rd #mis #kvp #scss #sukanyasamriddhi #ssy #seniorcitizenscheme #investment2026 #savingscheme #postofficesavings #financialplanning #investmentplanning #finance DISCLAIMER This video is intended for general financial education and informational purposes only. The information about Post Office Small Savings Schemes, interest rates, tenure, eligibility, taxation, withdrawal rules and maturity is based on information available at the time of creating this video and may change according to official notifications. This content should not be considered investment, financial, tax or legal advice. Any examples or calculations shown are for educational purposes and actual returns may vary depending on applicable rules and individual circumstances. Before investing, viewers should verify the latest information directly from India Post, the Government of India and other relevant authorities. Please make financial decisions based on your individual circumstances and, where appropriate, seek advice from a qualified professional.