๐จ๐ฆ ์บ๋๋ค์์ ์ ์ธ์ฅ ์์ด ์ฌ๋งํ๋ค๋ฉด ์ด๋ป๊ฒ ๋ ๊น์? | ๋ธ๋๋ ์บ๋๋ค
๋ธ๋๋ ์บ๋๋ค ํฌ์์ ๋ต
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๐จ๐ฆ ์บ๋๋ค์์ ์ ์ธ์ฅ ์์ด ์ฌ๋งํ๋ค๋ฉด ์ด๋ป๊ฒ ๋ ๊น์? | ๋ธ๋๋ ์บ๋๋ค
13ย 797 ะฟัะพัะผะพััะพะฒ ยท 3 ะฝะตะดะตะปะธ ะฝะฐะทะฐะด
๋ธ๋๋ ์บ๋๋ค ํฌ์์ ๋ต
2,89ย ััั. ะฟะพะดะฟะธััะธะบะพะฒ
13ย 797 ะฟัะพัะผะพััะพะฒ ยท 3 ะฝะตะดะตะปะธ ะฝะฐะทะฐะด
๐ ์๋ด ์๋ด
์๋ด ์์ฝ ๋งํฌ: https://calendly.com/branden-yu (์จ/์คํ๋ผ์ธ)
์๋ด ๊ฐ๋ฅ ์ง์ญ: BC, ON, AB (๊ณต์ ๊ธ์ต ๋ผ์ด์ผ์ค ๋ณด์ )
๐ ๋ธ๋๋ ์ (Branden Yu), CIMยฎ, Investment Advisor
๐๏ธ Harbourfront Wealth Management
๐ฆ National Bank Independent Network (NBIN) Custodian
๐จ๐ฆ ์ ๋ต์ ํฌ์ํ๋/ ํ๋ผ์ด๋น ์์ฐ๊ด๋ฆฌ/ ์ํด ๋ฐ ์์ํ๋
https://harbourfrontwealth.com/team-m...
๐ฉ Contact
BYU@harbourfrontwealth.com
604-616-0192 (BC), 647-982-0192 (ON) ๋ฌธ์ ๋ฉ์ธ์ง
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์บ๋๋ค์์ ์ ํจํ ์ ์ธ์ฅ ์์ด ์ธ์์ ๋ ๋๊ฒ ๋๋ค๋ฉด, ํ์ ์ผ๊ตฐ ์์ฐ์ ๋ณธ์ธ์ ๋ป์ด ์๋ ์ฃผ์ ๋ถ์ ๋ฒ์ ๊ณต์์ ๋ฐ๋ผ ๊ฐ์ ๋ถํ ๋ฉ๋๋ค. ๋ง์ ๋ถ๋ค์ด '๋ฐฐ์ฐ์์๊ฒ ๋น์ฐํ ๋ชจ๋ ์ฌ์ฐ์ด ๋์ด๊ฐ ๊ฒ'์ด๋ผ ์์ํ์ง๋ง, ํ์ค์ ๋ฒ๋ฅ ๊ณผ ํ์ ์ ์ฐจ๋ ๋ค๋ฆ
๋๋ค.
๋ณธ ์์์์๋ BC์ฃผ์ ์จํ๋ฆฌ์ค์ฃผ์ ์์๋ฒ์ ๊ธฐ์ค์ผ๋ก, ์ ์ธ์ฅ ๋ถ์ฌ ์ ๋ฐ์ํ๋ ๊ตฌ์ฒด์ ์ธ ์์ฐ ๋ถํ ์ ์ฐจ์ด์ ๋ฆฌ์คํฌ๋ฅผ ์ซ์๋ก ๋ถ์ํฉ๋๋ค.
์ฃผ์ ๋ด์ฉ:
โข ์ ์ธ์ฅ ๋ถ์ฌ ์ BC์ฃผ์ ์จํ๋ฆฌ์ค์ฃผ์ ๋ฐฐ์ฐ์/์๋
์์ ๋น์จ ๋น๊ต
โข ์ฃผ๋ณ ์ฌ์คํผ ๋ฐฐ์ฐ์์ ๋ฒ์ ์์ ๊ถ๋ฆฌ ์ฐจ์ด
โข ์ฌ์ฐ๊ด๋ฆฌ์ธ ์ง์ ์ ๊น์ง ๋ฐ์ํ๋ ์์ฐ ๋๊ฒฐ ๋ฐ ๋ถ๋ฐฐ ์ง์ฐ ๋ฌธ์
โข ์ํ์ ์ง์ ์์ฐ(RRSP, TFSA, ์๋ช
๋ณดํ)์ ์ ๊ธฐ ์ ๊ฒ์ด ํ์์ ์ธ ์ด์
โข ๊ฐ์ธ ๋ฒ์ธ ์์ ์ฃผ๋ฅผ ์ํ ๋ณต์ ์ ์ธ์ฅ(Multiple Wills) ๋ฐ ํ๋ก๋ฒ ์ดํธ ๋น์ฉ ์ ๊ฐ
โข ๋ฏธ์ฑ๋
์๋
๋ฅผ ์ํ ์ ํ(Trust) ์ค์ ๋ฐ ์์ ์๊ธฐ ํต์
์์ ๊ณํ์ ๋จ์ํ ํ์ ์ ์ฐจ๊ฐ ์๋๋๋ค. ๊ฐ์กฑ์ ๋ฏธ๋์ ์์ฐ์ ๋ณดํธํ๊ธฐ ์ํด ์ง๊ธ ๋น์ฅ ์ ๊ฒํด์ผ ํ ๊ฐ์ฅ ํ์คํ๊ณ ์ค์ง์ ์ธ ๋ฒ์ ๋ฐฉ์ด์ ์
๋๋ค.
If you pass away without a valid will in Canada, your lifeโs assets are not distributed according to your wishes, but rather through a rigid legal formula dictated by provincial laws. While many assume their estate will automatically transfer entirely to their spouse, the legal and administrative reality is significantly different.
In this video, we analyze the specific differences in asset division and the risks of dying intestate, focusing on the distinct estate laws of British Columbia (WESA) and Ontario (SLRA).
Key Topics Covered:
โข Statutory division of assets between spouses and children in BC vs. Ontario.
โข The stark differences in automatic inheritance rights for common-law partners across provinces.
โข Asset freezing and delays in distribution prior to the appointment of an executor.
โข Why regularly updating beneficiary designations (RRSP, TFSA, Life Insurance) is a critical defense line.
โข The strategic use of Multiple Wills for corporate business owners to mitigate operational risks and reduce probate fees.
โข Establishing trusts and controlling the distribution timeline for minor children.
Proper estate planning is not merely an administrative task. It is the most definitive and practical legal mechanism required to protect your wealth and secure your family's future.
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The content of this video is provided strictly for general informational and educational purposes only and does not constitute professional legal, tax, or financial advice. Estate laws and tax regulations in Canada vary significantly by province and are highly dependent on individual circumstances.
Viewers must not act or rely on any information provided in this video to make financial or legal decisions without seeking personalized advice from qualified legal counsel, certified public accountants (CPA), and registered financial advisors. The creator and this channel expressly disclaim any and all liability for any direct or indirect loss, damage, or legal consequences arising from the use of or reliance on the information contained in this video.
00:00 ์คํ๋
01:27 ์ ์ธ์ฅ ์์ด ์ฌ๋งํ๋ ๊ฒฝ์ฐ
09:41 ๋ฏธ์ฑ๋
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