Budgeting Basics Steps 4 & 5: Prioritization and habits - YNAB Demo by Matt Lenhart Coaching

In this video, I walk through Steps 4 and 5 of Budgeting Basics - prioritizing your spending, setting targets, and making budgeting a habit. These steps represent the "core" of budgeting - consistently reviewing your budget, prioritizing how you want to use your money, and making sure to use the budget for purchasing decisions. I walk through how to create spending targets for your categories in YNAB and offer some tips on how to make budgeting a habit and an everyday part of your life. If you haven't seen my budget overview video, check it out here:    • What is a budget? - Budgeting overview (wi...   ------------------------------- I am a YNAB-certified budget coach (https://www.ynab.com/coaches/matt-len..., helping clients start and maintain a budget to pursue their financial goals. I also help with a variety of personal finance topics, like bank accounts, credit cards, debt, interest rates, and basic investing. Check out my web site for more information! - http://mattlenhartcoaching.carrd.co/ Book a coaching session with me! - http://tidycal.com/mattlenhart Try YNAB for free - http://ynab.com/ Chapters 0:00 Intro 0:28 Steps 4 & 5 overview 5:20 Tips for prioritizing spending 10:01 YNAB Demo - Adding spending targets 25:35 How to make budgeting a habit