How Much Money Do You Need to Retire In India ? Raj Shamani x Ajinkya Kulkarni

In this episode, Raj Shamani sits down with Ajinkya Kulkarni, Co-founder & CEO of Wint Wealth, to discuss how salaried professionals in India can build significant wealth and potentially achieve financial independence. Ajinkya explains the concept of FIRE (Financial Independence, Retire Early) and discusses how having a clear financial target can change the way you earn, save and invest. The conversation covers whether a salaried person can become rich in India, how a ₹70 lakh salary can accelerate wealth creation, the role of startups and ESOPs, and why joining a fast-growing company early can potentially create significant wealth. They also discuss the idea of a ₹10 crore FIRE number, lifestyle expenses, passive income, and how much money may be enough to stop working purely for financial reasons. The episode also explores how professionals can strategically move between startups, build skills and judgment, and use company growth and equity opportunities to accelerate their wealth journey. #retirement #millionaire #financialfreedom #WealthCreation #rajshamani Disclaimer: This video is for educational and informational purposes only. The views expressed are the speaker’s personal opinions and should not be considered financial, investment, or career advice. Always do your own research before making financial decisions.