Dayton Ohio Buyers: Don't Buy Until You Know These 3 Money Hacks

Think you're priced out of buying a home in Dayton, Ohio? If you're a first time home buyer looking at high rates and closing costs, watch this first. In this video I break down 3 proven strategies Dayton buyers are using right now to buy a $250K home with less cash out of pocket and a lower monthly payment like seller concessions, down payment assistance programs including OHFA and City of Dayton programs, and permanent and temporary mortgage rate buydowns. I walk through a real example with John and Sarah buying a $250,000 home with 5% down, facing 7.25% rates and $8,000 in closing costs, and show you how these tools cut upfront cash and drop the payment by $100+ per month. 🗓 Book a free strategy session: https://app.usemotion.com/meet/david-... Whether you're living in Dayton Ohio, moving to Dayton Ohio, relocating for work, or PCSing to Wright-Patterson Air Force Base, this is your guide to how to buy a house in today's market without waiting for perfect rates. You'll learn how seller concessions work, who qualifies for down payment assistance, first time home buyer tips for Ohio, and when a rate buydown makes sense. What you'll learn: • How to get sellers to pay your closing costs • Ohio down payment assistance options you may be missing • 2-1 buydown vs permanent buydown explained • The exact math on a $250K Dayton home at 7.25% vs 6.5% CHAPTERS: 00:00 Feeling Priced Out 01:18 Meet John And Sarah 01:48 The Sticker Shock Math 03:04 Hack One Seller Concessions 05:17 Quick Channel Check In 06:02 Hack Two Down Payment Help 08:57 Hack Three Rate Buydown 11:27 Recap And Next Steps Programs have income limits and change often — talk to a local lender before you assume you qualify. I can connect you with trusted Dayton lenders who run these scenarios every day. About David: So my name's David Moyer. I'm with Keller Williams Advisors Real Estate in Dayton, Ohio. I've been a lifelong resident here in Dayton, Ohio. I've been a licensed full-time agent for over 21 years helping buyers, sellers, and families relocating to the Miami Valley. I wanna be your friend in real estate, your friend in Dayton, Ohio.Drop in the comments if you've used seller concessions, I answer those personally. And make sure you like and subscribe, share this with somebody you know thinking about buying. 📞 Ready to Buy or Sell in Dayton or the Surrounding Suburbs? Call or text: (937) 477-2298 Email: davidmoyer@kw.com 🏡 David Moyer | Keller Williams Advisors 🌐 https://davidmoyer.com 🔗 https://linktr.ee/daismosells 📱 Connect With Me: Facebook:   / davidmoyerrealtor   Facebook:   / daismo   Instagram:   / daismo   Instagram:   / davidmoyerrealestate   TikTok: https://www.tiktok.com/@davidsellsday... #MovingToDayton #FirstTimeHomeBuyer #DaytonRealEstate Disclaimer: Real estate programs, rates, and guidelines change frequently. This video is educational only and not mortgage or legal advice. Confirm all options with a licensed local lender.