I did the math on Selling vs Holding vs Restructuring after the Budget. Here's what's changed.

Book a free, no-obligation chat with my team at Alcove: https://meetings.hubspot.com/hello-at... __ The Federal Budget raises two big questions for existing property owners:. 1 - Is it still the right thing to keep your property or properties? 2 - Is your loan structured the right way to keep those assets? In this video, I want to work through these decisions in a highly confused market, and discuss the questions you need to consider if you own property. By the end of this video, you and your family should have a better idea of deciding whether you should sell, hold or restructure your loans. CHAPTERS: 00:00 - Intro 01:58 - Chapter 1: Do you have a quality asset? 07:49 - Chapter 2: Hold only quality assets 10:06 - Chapter 3: Deciding to sell, and actually selling, are two different things 11:45 - Chapter 4: Mortgages in 2026 14:44 - Chapter 5: It’s not just about rate 17:35 - Chapter 6: What equity release is actually for 18:37 - Chapter 7: Ask the questions now 19:10 - Close LET’S CONNECT: Book a chat: https://meetings.hubspot.com/hello-at... Check out our website: https://www.alcove.com.au/?utm_source... Follow me on socials! Instagram: https://www.instagram.com/chrisbates_... LinkedIn:   / christopherbates   Facebook: https://www.facebook.com/profile.php?... __ ABOUT ME: Hey, I'm Chris 👋 I'm a mortgage broker and former financial planner based in Sydney. I run Alcove, a strategic mortgage advice business I started with Ben Sum. My team and I settle hundreds of loans a year, and I was ranked the #1 Elite Broker in Australia by The Adviser in 2024 and #3 nationally out of 20,000+ brokers. I trained as a financial planner first, so when I sit down with someone, I'm thinking about where they want to be in 10 or 20 years, not just which loan has the best rate right now. That's what Alcove was built around. We wanted to bring a higher standard of advice to mortgage broking, so we deliberately hired a Strategy Team of former financial advisers, private bankers, consultants, and chartered accountants. When you work with us, you're getting a personalised lending strategy, not a rate comparison. We're anti-hype, we don't do get-rich-quick, and we're in your corner. I co-host two podcasts: The Elephant in the Room with Buyer's Agent Veronica Morgan and The Australian Property Podcast. Between those shows, guest appearances, and 1,800+ LinkedIn posts, I've been talking publicly about Australian property for over a decade. This channel is devoted to helping Australians make wiser, more successful property decisions. I share what I'm actually seeing on the ground. Video Production: https://www.socialwave.com.au/ DISCLAIMER: The information in these videos is general in nature and doesn't take into account your personal financial situation, needs, or objectives. It's not financial advice, legal advice, or investment advice, and you shouldn't treat it as such. Before making any property or financial decisions, speak with a qualified professional who understands your circumstances.