Capitalize on Retirement Ep 25: A Look at Tax Aware Strategies

A Look at Tax-Aware Strategies | Capitalize on Retirement Ep. 25 Tax planning isn't just about April. It's a year-round conversation. David and Brandon walk through three strategies that may help investors keep more of what they earn in taxable accounts: direct indexing, tax loss harvesting, and securities-backed lending. They explain how owning individual stocks instead of a fund creates more flexibility, how selling positions at a loss may generate tax benefits without changing your overall investment strategy, and how borrowing against a portfolio may allow access to cash without triggering capital gains. They also discuss why these strategies, once reserved for ultra-wealthy families, are now more accessible to everyday investors through technology, and how all three can work together as part of what they call the tax efficiency stack. Key Topics: Direct indexing vs. owning a fund Tax loss harvesting, explained Why after-tax return matters more than return on paper Securities-backed lending and how it works The step-up in cost basis for generational wealth How all three strategies stack together Why tax planning is a year-round process https://capitalainvestments.com/ The examples used in this episode are hypothetical and for illustrative -purposes only. They do not represent actual client experiences or guarantee any specific outcome. This episode is for informational purposes only and should not be considered individualized tax, legal, or investment advice. Please consult your financial advisor, tax professional, or legal professional before making decisions about your retirement or investment strategy.