Understanding House Owners & Householders Insurance | Powered by Professional Insurance. S2 E13

Your home is more than just bricks and walls — it is an investment, a place of security and a space filled with the people and possessions that matter most. As part of Insurance Week 2026, themed “Insurance – Facing the Future with Confidence,” Kutaba Podcast partnered with Professional Insurance for an insightful conversation on House Owners & Householders Insurance. We were honoured to host Mrs. Mukumbuta Lukwesa, Deputy Manager – Underwriting, Brokered Network at Professional Insurance, who explains what homeowners and householders need to know about protecting their homes and belongings. From understanding what your policy covers, premiums and excess to determining the right value of your property, we explore important topics such as underinsurance, overinsurance, policy exclusions, security requirements and what happens when a home is left unoccupied. We also discuss what to do when the unexpected happens, how to report a claim, and why understanding your responsibilities as a policyholder is essential to effective insurance protection. Because confidence begins with understanding — knowing what you are covered for and how to protect what matters most. Kutaba Podcast Season 2 | Episode 13 https://open.spotify.com/s/JLd6sPK https://podcasts.apple.com/zm/podcast... https://afripods.africa/episode/seaso... #KutabaPodcast #podcast #insurancefacts #homeownerinsurance #homeowners #homeinsurance #insuranceawareness #ProfessionalInsurance #zambia #homeprotection #customereducation #inclusivespaces #signlanguage