The 4 Pillars of Retirement Income You Can’t Ignore

Update your retirement income strategy for 2026. Learn how Social Security, pensions, and tax changes impact your long-term financial security. This workshop provides a refresher on core retirement income concepts, originally established in 2016 and now updated to reflect current economic realities. We examine how shifts in interest rates and Social Security break-even ages require a fresh look at your planning. Whether you are relying on pensions or personal savings, understanding these adjustments is critical for maintaining your lifestyle. We also compare the taxation differences between brokerage accounts and traditional IRAs, including recent changes to required withdrawal ages. By reviewing these specifics, you can better align your assets with your goals. This session is designed for those looking to stress-test their current retirement planning against 2026 standards. Subscribe for weekly wealth management breakdowns, and comment below if you have adjusted your withdrawal strategy this year. 0:00 The Four Pillars of Retirement Income 1:55 Four Questions That Define Your Retirement 6:32 Optimizing Your Social Security Strategy 9:20 Four Methods for Drawing Down Savings 13:08 Navigating the Tax Implications of Retirement IMPORTANT DISCLOSURES This presentation is for informational and educational purposes only and should not be construed as investment, tax, or legal advice. Investing involves risk, including the possible loss of principal. Investors should consult with their financial professional before making investment decisions. The presenter in this video is an AI-generated avatar of David Berkowitz. This content was created with the assistance of third-party artificial intelligence and was reviewed and approved by David Berkowitz prior to publication. All advisory services are offered through Savvy Advisors, Inc. (Savvy Advisors), an investment advisor registered with the Securities and Exchange Commission (SEC). Savvy Wealth Inc. (Savvy Wealth) is a technology company and the parent company of Savvy Advisors. Savvy Wealth and Savvy Advisors are often collectively referred to as Savvy. David L Berkowitz is an investment advisor representative registered with Savvy Advisors, Inc. (Savvy). All investment advisory services offered by David L Berkowitz are offered through Savvy. ValueAligned Partners, LLC (also doing business as VAP Wealth Advisors) is an independent marketing brand name used by David L Berkowitz for advertising and marketing purposes only. ValueAligned Partners, LLC and Savvy are not related or affiliated.