HMRC NEWS: The £325,000 Inheritance Tax Freeze to 2031 Could Pull In More Families

The inheritance tax threshold has been frozen at £325,000 since 2009 — and the November 2025 Budget just extended that freeze to April 2031. In this video, we break down the 5 inheritance tax traps catching ordinary UK families: the frozen nil-rate band, the £175,000 residence allowance most people don't actually qualify for, the £2 million taper that pushes your effective tax rate to 60%, the pension change landing in April 2027, and the 7-year gift rule almost everyone gets backwards. If you own a house, have a pension, or plan to leave anything to your children, this shows you exactly where you stand — and five concrete steps you can take this year to bring your bill down legally. ⚠️ Not financial, tax, or legal advice. Every estate is different — speak to a solicitor or financial adviser before acting on anything here. #InheritanceTax #UKFinance #EstatePlanning