Child PPF vs Parent PPF: कौन सा खाता है आपके लिए बेस्ट?

If you have an extra ₹5,000 to invest every month, should you invest in your own PPF account or open a PPF account in your child's name? In this video, we compare Parent PPF vs Child PPF to help you understand the contribution limits, tax benefits, maturity period and long-term financial planning involved. Learn how the PPF account for a minor works, whether a child's PPF account gives you an additional ₹1.5 lakh investment limit, and how to plan your investments for retirement or your child's future education. In this video, you'll learn: What is a Child PPF account? Parent PPF vs Child PPF: Key differences PPF rules for minor accounts The ₹1.5 lakh annual PPF contribution limit Can parents invest ₹3 lakh across their own and child's PPF accounts? Should you prioritise your own retirement or your child's future? Using Child PPF for education and long-term goals PPF maturity period and extension rules How to choose between Parent PPF and Child PPF Whether you're planning for your retirement or building a fund for your child's future, understanding these PPF rules can help you make an informed investment decision. Watch till the end for a simple framework to decide whether Parent PPF or Child PPF fits your financial goals. Subscribe to MoneyGuruVikash for practical videos on PPF, EPF, NPS, SIP, mutual funds, personal finance, tax saving and investment planning in India. Disclaimer: This video is for educational purposes only and is not financial advice. PPF contribution limits, tax benefits and account rules are subject to applicable government regulations. Please verify the latest rules before investing. About the Channel: Welcome to our channel! On this channel you will learn everything about personal finance, mutual funds, SIP, stock market and smart investing in India in simple Hindi. If you want to grow your money, start investing from a small amount, and build long-term wealth, this channel will help you step-by-step. On this channel you will get videos on: • Mutual Fund investment for beginners • SIP (Systematic Investment Plan) strategies • Stock market basics in Hindi • Personal finance tips for beginners • Long-term investing and wealth creation • Retirement planning (PPF, EPF, NPS) • Gold and Silver investment ideas • Smart money management tips New videos every week to help you become financially strong. 👉 Subscribe now and start your investing journey today. Social Media Links: Instagram:   / moneyguruvikash   X: https://x.com/moneyguruvikash Facebook:   / moneyguruvikash   YouTube:    / @moneyguruvikash   #moneyguruvikash #ppf #childppf #personalfinance #parentppf #childppfvsparentppf