“Gen Z Is Changing Money Forever” | Subrat Mohanty & Rahul Talwar | Bharosa Talks Podcast

In this episode of Bharosa Talks Podcast, Subrat Mohanty (Executive Director - ‪@AxisBank‬ and Chairman & Non-Executive Director - Axis Max Life Insurance) sits down with host Rahul Talwar (Chief Marketing Officer, Axis Max Life Insurance) to get candid about his 26-year career - from the lessons he learned from early mentors like Kaushal Mody and Amitabh Chaudhry, to the sheer discipline it takes to run 2,700 km every single year without missing a beat. We also dive deep into how Gen Z is rewriting the rules on money, health, and protection. Subrat breaks down why life insurance isn't just a passive safety net anymore, how AI will radically transform business over the next decade, and why being authentic is the only way brands can win today. Plus, don't miss our rapid-fire "Trust It or Bust It" game where he shares hot takes on credit card stacking, fixed deposits, and home buying! Disclaimer: The views expressed by guests featured on this podcast are their personal opinions and do not necessarily represent the views, policies, or positions of Axis Max Life Insurance Limited. Guest participation does not imply endorsement by Axis Max Life Insurance Limited of any statements, opinions, products, services, or organizations discussed. This content is intended for informational purposes only and should not be relied upon as legal, financial, investment, tax, regulatory, or professional advice. ARN: Axis Max Life/BH.ai/BharosaTalksPodcast/Axis/Sep 2026 0:00 - 1:41 - Intro 1:41–06:52 - Leadership Lessons from 26 Years of Curiosity, Mentorship & Bharosa 06:53–10:03 - From Scarcity to Abundance: How India’s Mindset Has Changed? 10:03–13:50 - Why I Run 2,700 KM Every Year? Fitness, Discipline, and the Power of Consistency 15:21–19:03 - Does Gen Z Really Have a Short Attention Span? 19:20–25:20 - How Life Insurance Can Become More Relevant to Gen Z? 25:20–29:25 - Trust It or Bust It: Money Claims on FDs, Crypto, Buying a Home, & Term Insurance 29:25–34:20 - AI: Are Businesses Overestimating 5 Years and Underestimating 10 Year Impact? 34:21–40:31 - Dil Ek, Bharosa Double: How Axis Bank & Axis Max Life Built 16 Years of Bharosa 40:32 - 41:31 - Outro #AxisMaxLifeInsurance #BharosaTumHo #BharosaPodcast