Open Banking 2025: Mastercard’s Vision for Payments, Data, and AI Explained

Explore the latest Open Banking insights with Ian White, VP Open Banking Europe at Mastercard. In this discussion, Ian dives into the key trends, innovations, and regulatory changes shaping the Open Banking ecosystem in 2025 and beyond. Key topics covered: The evolution of Open Banking adoption across consumer, commercial, and corporate use cases. How AI and emerging technologies are transforming payments and data-sharing experiences. The impact of the Data (Use and Access) Bill and PSD3 on the regulatory landscape. The rise of alternative payment methods (APMs) and innovations in account-to-account payments. Expanding Open Finance to include new sectors like lending, credit decisioning, and onboarding. Building a sustainable commercial model for Open Banking growth. Learn how Mastercard is driving the future of Open Banking by delivering innovative solutions that enhance security, streamline UX, and support financial inclusion. Ian White VP Open Banking Europe at Mastercard, interviewed by Helen Child, CEO and Founder at Open Banking Excellence. Stay connected with the community: LinkedIn -   / open-banking-excellence   Twitter -   / obe_global   Website - https://openbankingexcellence.org/ Open Banking Excellence (OBE) is the largest and most engaged community of open banking and open finance pioneers in the world. From fintechs and banks to regulators and bigtechs, our community gathers to learn, share stories, connect changemakers and drive collaboration.   From this world-class talent pool, our Open Banking in a Box advisory service was born. Renowned for delivering regulatory expertise and resourcing open banking projects around the world.   We help business leaders, regulators, and governments get things done.   We do this by advising on strategy, policy, and delivery unlocking the power of open banking and open finance across all three. We understand open banking is an enabler. We’ve been involved with building the industry from the very beginning. We share with you what works and importantly what doesn’t.   Collaborating with innovators, business leaders and pioneers in the UK and across the world, we are committed to maximising the growth trajectory of open banking and open finance – and in doing so enable a data-driven economy that is fairer and more inclusive for all.