Lecture 93: Questions Every Bank Asks Before Sanctioning Loan ll Credit Visit Checklist

🏦 Before sanctioning any loan, banks conduct a *Personal Discussion (PD)* or *credit visit* at the borrower’s premises. In this practical video, CA Ankush Jain shares the key *questions and checks* banks ask from borrowers during such visits. This video is based on real field experience and is helpful for anyone in credit, relationship, or risk profiles across banks and NBFCs. ✅ Covered in this video: 1. 📌 Questions about *borrower background* – education, experience, and history 2. 📌 Questions related to the *business model* – product flow, clients, suppliers, scalability 3. 📌 Questions about *existing & proposed exposures* – all loans, pending sanctions, proposals 4. 📌 Discussion around *net worth & collateral* – property details, investment sources, family contribution 5. 🔁 Brief about *factory visit, banking, dedupe, and credit report* (covered in earlier video) 💡 Important Note: These questions are **recommendatory**, not mandatory. Use this as a guideline while tailoring your own checklist based on case size and complexity. 🎯 Ideal for: Credit Officers / Credit Managers Bank RMs and Risk Managers Students preparing for banking interviews Entrepreneurs seeking to understand credit processes #CreditManager #LoanSanctionChecklist #BorrowerVisit #BankingQuestions #CreditVisit #PDChecklist #LoanAppraisal #BusinessModelCheck #CollateralVerification #CAAnkushJain Join my membership to get access to premium content. Click on below link to join:    / @ankushjain   loan sanction borrower questions, what to ask borrower during credit visit, pd questions by banks, credit manager checklist, loan proposal borrower interview, how to do borrower visit, credit appraisal checklist, ca ankush jain pd video