How To Fund Your Next Build Without Going Broke | Development Finance Explained

Buying a site feels like progress, but it can be the most expensive “first step” you’ll ever take if the finance plan comes later. George flies solo on Million Dollar Days and brings in Thomas Tang, ranked the #1 mortgage broker in Australia (MPA, 2024), to unpack what builders, developers, and investors keep getting wrong about funding, timelines, and risk. We talk property development finance in plain terms: why profit is often made at the purchase price, how contingency protects you when the market shifts, and why time quietly destroys feasibility through interest and prelims. Thomas shares what he sees across commercial lending, construction loans, and development funding, including how to approach valuations and QS reports so you’re not trapped by a bad result or slow lender processes. George adds the builder’s side of the story, including why old-school progress payment stages can clash with modern build sequencing and cash flow. #propertydevelopment #development #finance #thomastang #mortgagebroker #constructionloans #cashflow #valuations #builderfinance #project #commercialproperty #riskmanagement #milliondollardays #startup #entrepreneurship #smallbusiness #tradebusiness #leadership #australia #construction