How Long $200,000 in Super Lasts at 67 (With the Age Pension)

How far does $200,000 in super go at 67? Pat is single, owns her home and has $200,000. This video works through her Age Pension under both tests, the minimum she must draw from an account-based pension, and how long her money lasts on three budgets: modest ($36,548 a year), middle ($44,000) and comfortable ($56,166). Then what changes if she rents. Assumptions: super earns 6% a year, prices rise 3% a year, pension rates and limits rise with prices, all figures in today's dollars, spending held flat. Pension rates from 20 September 2026. General information only. It doesn't consider your situation and isn't financial advice. CHAPTERS 0:00 $200,000 lasts longer than you think 0:21 What Centrelink actually counts 1:03 Why Pat gets almost the full pension 2:16 The rule that forces money out 3:13 Modest: her super never runs out 4:05 $44,000 a year: lasts to about 89 5:23 Comfortable: empty by about 76 6:34 Renting changes everything 7:31 Two things that stretch it further 8:19 The verdict on $200,000 SOURCES ▸ Services Australia: Assets test; Income test; Deeming; Rent Assistance; Work Bonus (rates from 20 September 2026). ▸ ATO: Payments from super, minimum annual payment percentages; Retirement income streams. ▸ ASFA Retirement Standard, June quarter 2026 (modest $36,548 single homeowner; comfortable $56,166; modest single renter $51,418). ▸ Super Consumers Australia, Retirement Savings Targets, December 2025 (medium spending $44,000 a year, single). ▸ Treasury, Retirement Income Review, final report, 2020; Milliman, Retirement Expectations and Spending Profiles (spending falls with age). ▸ Moneysmart retirement planner: moneysmart.gov.au Music: Thin Places by Jesse Gallagher (YouTube Audio Library). More from Dollars Drawn: ▸ Age Pension Explained →    • Age Pension Explained (Australia 2026)   ▸ Super in Retirement →    • Super in Retirement (Australia 2026)   ▸ Retirement Case Studies →    • Retirement Case Studies (Australia 2026)   ▸ Tax in Retirement →    • Tax in Retirement (Australia 2026)   #agepension #superannuation #retirementaustralia