Once You Understand This, You'll Stop Working Past Age 60

Should you keep working past 60 — or is it finally time to start living the life you’ve worked for? In this episode, Certified Financial Planner® Hardi Swart unpacks one of the most overlooked questions in retirement planning: 👉 Not “Can I afford to retire?” but “Can I afford to keep working?” After almost two decades of helping South Africans retire with clarity and confidence, Hardi shares powerful insights about the real trade-off between time, money, health, and energy. You’ll learn: 💡 Why age 60 is often the real turning point — financially and emotionally 💡 The difference between working for purpose and working out of fear 💡 How to build a flexible, inflation-resistant income plan 💡 The key steps to retire confidently — even in uncertain times 💡 How to balance lifestyle, medical cover, and long-term sustainability Because retirement isn’t just about having time. It’s about having quality time. 4% Rule Video Link:    • Why the 4% Rule Could Ruin Your Retirement...   00:00 Introduction 02:01 The Trade-Off After 60 03:27 Why the Trade-Off Gets Worse With Age 04:15 Retirement Is About Balancing Resources 05:19 The Markets Look Uncertain 06:49 The Real Reason People Keep Working 08:07 How To Make A Confident Transition 09:41 What To Do Next 📌 Join our Retirement Community here: https://www.familywealth.co.za/retire... 📌 Get started here: https://www.familywealth.co.za/get-st... Check out our social media: Facebook: https://www.facebook.com/profile.php?... Instagram:   / familywealthcustodians   LinkedIn: https://www.linkedin.com/company/fami... Disclaimer: This video is for educational purposes only and does not constitute personal financial advice. Please consult a licensed financial planner or tax practitioner before making any decisions.