Why a ₹13 Lakh American Express Centurion Is His "Most Affordable" Credit Card

Is the Amex Centurion ("Black Card") worth ₹13 lakh a year? Akshat Rathee, founder of Nodwin Gaming, has held it for 7 years — and calls it the most affordable card he owns. We sat down with Akshat — entrepreneur since 20, esports pioneer, 7-year Centurion holder — to understand the philosophy behind a card most people only see in memes. It's not a flex. It's a system: how he turns spend into status, time, and travel — and why he says points are a time-saving game, not a money-saving one. 💳 Confused which Credit Cards can help you score maximum points? We offer 1:1 personalised consulting. Book here: https://greatindianmiles.com/book-con... 📱 Join The Great Indian Lounge For real-time discussions on points, miles, and luxury travel strategies: https://pointsmilesshow.com/discord 🏖️ Looking to book Luxury Holidays? Get in touch with our travel desk: https://greatindianmiles.com/travel-c... Timestamps: 0:00 "The most affordable card I own" 1:13 Who is Akshat & the ₹13 lakh Centurion teaser 4:48 "Up in the Air": never spend, just collect & the 10 million mile goal 6:14 The control philosophy (Lego, AI, points) + building 3 AI agents 7:48 Bangkok: Michelin food, massages & the secret office 10:09 Moving to Gurgaon (and the Bangkok flight connection) 11:20 Why the Centurion? The time-vs-money mentor lesson 14:10 Single vs double vs triple dip — the framework that decides if you win 16:36 The $150,000 emergency only the Centurion could solve 18:57 Card structure: 3 Centurions + 5 Platinums, fees & renewal 22:02 Reward rates, 10X earn & this year's devaluation 28:55 IndusInd Vistara to Pioneer Heritage: Qatar vs BA Avios 33:52 Amex travel benefits: lounges, meet-and-greet & car transfers 45:24 Lost card in Frankfurt & legacy-bank fraud-block nightmares 51:40 No preset spending limit: the ₹8 crore / ₹3.5 crore sanction 1:01:32 Status benefits, Account Explorer & the min-max framework 1:07:30 Tools: AwardWallet, Flighty, Google Wallet & the Air India app 1:17:48 Agentic AI, the future of payments & the "Demand card" 1:30:54 Birthday offers: Taj & Oberoi sweet nights + Sweet Combo 1:35:01 Where he burns points: Bonvoy Moments, Taylor Swift, Le Du 1:42:24 Marriott Ambassador status & the compounding Centurion edge 1:44:54 Wrap-up CARDS & PROGRAMS DISCUSSED Amex Centurion, Amex Platinum, IndusInd Pioneer Heritage Metal, Axis Magnus Burgundy, Axis Atlas, HDFC Diners, Marriott Bonvoy, Taj Epicure, Oberoi, Air India, Singapore Airlines KrisFlyer, Qatar Airways, Emirates Skywards, Etihad Guest, ANA, Hilton, Accor. 💳 Referral Links to American Express Credit Cards American Express Platinum Charge Card https://pointsmilesshow.com/cards/ame... American Express Platinum Reserve Credit Card https://pointsmilesshow.com/cards/ame... 💳 Referral Links to other Credit Cards: Axis Magnus Burgundy Credit Card https://tinyurl.com/5954t76e HDFC Diners Club Black Credit Card https://pointsmilesshow.com/cards/hdf... HDFC Infinia Credit Card https://pointsmilesshow.com/cards/hdf... HSBC TravelOne Credit Card https://pointsmilesshow.com/cards/hsb... HSBC Live+ Credit Card https://pointsmilesshow.com/cards/hsb... HSBC Platinum Credit Card https://pointsmilesshow.com/cards/hsb... HSBC Rupay Platinum Rupay Credit Card https://pointsmilesshow.com/cards/hsb... HSBC Rupay Cashback Card https://pointsmilesshow.com/cards/hsb... HDFC Regalia Gold Credit Card https://pointsmilesshow.com/cards/hdf... HDFC Diners Club Black Credit Card https://pointsmilesshow.com/cards/hdf... HDFC Diners Club Privilege Credit Card https://pointsmilesshow.com/cards/hdf... BOB Etihad Credit Card : https://pointsmilesshow.com/cards/bob... This is Not a sponsored video. Akshat shares his personal experience and strategy — always do your own math before chasing any card. If you're learning to travel better using Indian credit cards, points, and miles, this is your channel. Subscribe to The Great Indian Points and Miles Show for honest, India-first breakdowns. #AmexCenturion #PointsAndMiles #CreditCardsIndia #AkshatRathee #NodwinGaming #IndianTravelHacks #LoyaltyPrograms #CreditCards #CreditCard #AmericanExpress