CONVENTIONAL MORTGAGE PROS & CONS: Is it right for you?

➡️ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today! ☎️ https://bit.ly/3wERfRV or 📞 call or text 480.725.0150 Interested in a Conventional Mortgage? You may want to know the benefits of a conventional mortgage as well as the pros and cons! 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡️ ✔️ SUBSCRIBE TO THE MORTGAGE “HOW DO I” YOUTUBE CHANNEL: http://bit.ly/SubscribeToMortgageHowDoI 📺 Check Out Kelly Zitlow Group’s YouTube Channel for more home loan tips! https://bit.ly/39GMn3E DON'T BE A STRANGER ONLINE: ✅ Instagram:   / kellyzitlowgroup   ✅ Facebook:   / kellyzitlowgroup   MORE VIDEOS: 📺 Videos for Home Buyers: https://bit.ly/2OnxUCa 📺 Videos For Agents: https://bit.ly/3wiJZcO KELLY ZITLOW, NMLS 164330 Sr. Mortgage Advisor EVP, Sales & Marketing KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com 480.725.0150 Kelly Zitlow is a Public Speaker, Sr. Mortgage Advisor & EVP of Sales & Marketing with Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. All information presented is for educational purposes only and is used to help you as the viewer in your home buying or selling process. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. Cornerstone Capital Bank, SSB. Member FDIC. NMLS ID# 2258 | Equal Housing Lender 14635 | N Kierland Blvd Ste 140, Scottsdale, AZ 85254 0:00 Introduction to conventional mortgages 0:40 Myth busting the 20 percent down payment 1:18 Understanding private mortgage insurance options 3:45 Occupancy types for conventional loans 4:25 Loan limits and high cost areas 5:02 How credit scores impact your interest rate 5:58 Stricter guidelines and debt to income ratios 6:25 Reserve requirements for borrowers 7:06 Conclusion and next steps #mortgage #conventionalmortgage #buyahouse