Insurance Estimate vs Contractor Estimate: Why Your Roof Claim Is Short

Why is your roofing estimate $24,000 when the insurance estimate is only $18,000? In this video, Joe breaks down why insurance estimates and contractor estimates can be thousands of dollars apart—and why a bigger difference does **not automatically mean either side is wrong**. We cover the biggest reasons estimates differ, including scope, measurements, waste, Xactimate pricing, labor, overhead, depreciation, deductibles, hidden damage, and missing construction operations. You’ll also learn how roofing contractors can compare two estimates line by line, document legitimate differences, and build a stronger, more defensible supplement. Need professional Xactimate estimating or supplement support? 👉 https://bit.ly/4ylU8zR Your first estimate or supplement with American Roof Supplements is free. #Roofing #Xactimate #RoofSupplement #InsuranceClaims #RoofingContractor #RoofingBusiness #InsuranceEstimate #ContractorEstimate