The Offer isn't Everything | The Client Classroom

Selling your business for $5 million, $6 million, or more? The sale price is only part of the equation. What matters just as much is how the sale is structured, how much you keep after taxes, and how those proceeds will support your financial future. In this week's Client Classroom, John Caserta, CFP®, explains why two business sale offers with the same price can produce very different outcomes. We'll explore: All-cash sales vs. installment sales vs. earnouts: How the payment structure affects your proceeds and financial risk. Taxes when selling a business: Why capital gains, ordinary income, and the structure of the transaction matter. Medicare IRMAA: How a large taxable event may affect future Medicare premiums. Retirement income planning: What happens when your business is no longer your primary source of income. Estate and charitable planning: Why certain decisions should be explored before the sale becomes binding. If you've spent decades building a successful business, understanding what happens before, during, and after the sale is an important part of protecting what you've built. The goal isn't simply to get the highest offer. It's to understand what that offer means for the rest of your financial life. Visit us for additional financial education resources or to schedule a conversation: 🌐 www.caserta-dejongh.com #sellingabusiness #BusinessExitPlanning #BusinessOwner #FinancialPlanning #RetirementPlanning #CapitalGainsTax #BusinessSuccession #WealthManagement #ClientClassroom