Do AI Agents Dream of Electric Bank Accounts? with Rolf Jensen | Fintech Daydreaming S14E04

Here at Fintech Daydreaming, we pride ourselves on the unedited, "live" feel of our recordings. Over the years, our listeners have been treated to everything from a hotel maid walking in on Ville, to New York police sirens, to Ville's automatic hydroponic garden sounding suspiciously like someone taking a bathroom break off-camera. This week however we successfully navigated the recording (with only a brief cameo from Pål's dog) to bring you a fantastic conversation with Rolf Jensen, VP of Technology at the Nordic neobank Lunar! We explore the "trench warfare" of the Nordic financial ecosystem and look under the hood at Lunar's technology strategy, including their new banking-as-a-platform capability, Moonrise. Tune in to hear us discuss: The Build vs. Buy Dilemma: Why Lunar opted to buy a ledger but build custom, atomic components around it to stay directly connected to local infrastructure. AI Supercharging Engineering: How Lunar’s development teams used AI to achieve a 5x increase in output—while actually seeing their incident rates drop! Invisible Banking: We debate an "agentic" future where the bank fades into the background, and ask the tough questions: will autonomous AI agents eventually need their own KYC processes and bank accounts? A Shameless Plug: Pål managed to limit the promotion of his new book, Rip Out the Core, to just a single mention. Whether you are interested in the explosive growth of neobanks, the real-world ROI of AI in software development, or just want to hear how we keep the recording on track, you won't want to miss this one. 🎧 Listen to the full episode now on Spotify, Apple Podcasts, or watch us on YouTube! Let us know your thoughts in the comments: Are we heading toward a future where AI agents do our banking for us? Episode hosted by Pål Krogdahl & Ville Sointu Episode produced and edited by Fintech Daydreaming Email us on Hello@FintechDaydreaming.com Fintech Daydreaming home page - https://www.FintechDaydreaming.com Fintech Daydreaming on LinkedIn -   / fintech-daydreaming   Pål Krogdahl -   / krogdahl   Ville Sointu -   / ville-sointu-54682b