Why Do Rich People Borrow Instead of Selling?

Why borrow money when you could sell investments instead? Follow one fictional home purchase through the sale route and the borrowing route. An animated explanation of wealth versus cash, tax basis and realized gains, borrowing against investments, interest, collateral calls, forced sales, repayment and the limits of the US inheritance story. Educational explanation, not personal investment or tax advice. The investor and all amounts are fictional. The tax discussion is explicitly US-specific and subject to exceptions; rules elsewhere differ. 20% gain tax, 6% and 9% interest, 50% collateral limit and all market movements are illustrative assumptions, not current offers, forecasts or universal rules. Arithmetic excludes fees and other taxes where indicated. Sources checked 6 October 2026. More explanations from Moneriny:    / @moneriny   #Finance #Money #Investing #Moneriny