ਕੈਨੇਡਾ ਦੀ Economy ਕਿੱਧਰ? Interest Rates ਦਾ ਅੱਗੇ ਕੀ? | US–China ਵਿਚ ਕੀ ਪੱਕ ਰਿਹਾ? | Rising Sun TV

Why aren't Canadian mortgage rates dropping even when the Bank of Canada holds its policy rate? In this episode of Rising Sun TV, Jatinder Singh and market analyst Gurvir Singh break down the critical disconnect between central bank rhetoric, soaring government bond yields, and the boots-on-the-ground reality across the Greater Toronto Area (GTA) housing market. From Washington tariff threats and $105 crude oil to older Millennials driving an 8% surge in "Funflation," we unpack the macro cross-currents heading straight for your mortgage, monthly cash flow, and property decisions. What We Cover in This Episode:The Bond Market Shock: Why 5-year fixed mortgage rates follow Government of Canada bond yields—not the Bank of Canada’s overnight rate. GTA Housing Market Reality Check: July 2026 data shows average prices hovering around $1,003,956 with expanding inventory, slower absorption, and returning buyer conditions. Cross-Border Standoffs: Ottawa’s $27.6B retaliatory tariff list, US-China AI negotiations, and Canada’s potash leverage. "Funflation" & Burnout Spending: Why older Millennials (38–45) are spending heavily on premium hobbies despite having the least free time. Energy & Inflation Stickiness: How a diesel squeeze and $105+ oil act as an invisible tax on Canadian households. The Strategic Playbook: 3 immediate tactical moves to protect your liquidity and stress-test renewals 120 days ahead.