Broke at 29? Try This 6-Month Money Plan

Broke at 29 with $0 in savings? That was Max. He earns $62,000 a year, yet every month his bank account ends up almost empty. So we gave him a simple plan: six months, one money focus each month. Then we did the real math on what those six months could be worth over the rest of his life. In this video: Month 1: Find out where the money goes (and why we avoid looking) Month 2: Build a $1,000 "oops fund" Month 3: Kill high-interest credit card debt Month 4: Grab the free money from a 401(k) match and open a Roth IRA Month 5: Grow your income without growing your lifestyle Month 6: Put everything on autopilot and pay yourself first CHAPTERS 0:00 Broke at 29: meet Max 1:08 Month 1: Find out where the money goes 3:28 Month 2: Build an oops fund 5:14 Month 3: Kill the credit card 6:26 Month 4: Grab the free money (401k + Roth IRA) 8:09 Month 5: Grow the income 9:39 Month 6: Put it all on autopilot 11:15 Six months ago vs today 11:49 The twist: what it could be worth 12:53 Real life, smaller numbers & what if 13:56 Check in on your plan Which month would be the hardest for you? Tell me in the comments! DISCLAIMER: This video is for educational and entertainment purposes only and is not financial advice. All numbers are simplified examples. Investment returns are never guaranteed; the 8% yearly growth used here is an assumption, and real results can be higher or lower. 401(k) and Roth IRA rules, income limits and contribution limits change, so check the current rules or talk to a qualified professional before making decisions. Music: YouTube Audio Library #personalfinance #moneytips #budgeting #TheRealMath