Lower Your Supplement Payment—Plan G vs Plan N
Chris Connell Medicare Help
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Lower Your Supplement Payment—Plan G vs Plan N
1 052 просмотра · 13 часов назад
Chris Connell Medicare Help
328 подписчиков
1 052 просмотра · 13 часов назад
🚨 Plan G went up again? Before you drop it, let's see if Plan N (or a better Plan G) can lower your payment. Here are the real numbers and the honest pros and cons.
🔗 LINKS MENTIONED IN THIS VIDEO:
High deductible Plan G plus the deductible protection plan, the combo I mention (14:14) and the video that's next (18:09):
• Don't Drop Your Medicare Supplement — Do T...
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🧠 IN THIS VIDEO:
Some of the biggest insurance companies asked for Plan G increases as much as 26% in some states. For most people it's closer to 14%, and at that pace your payment doubles about every five years. So is your Plan G still worth it? Chris runs the numbers on his client Linda, 72: her Plan G is going to $250, and a Plan N would run $160. That $90 gap splits in two. $50 comes back just by leaving an overpriced Plan G, and Plan N saves her the other $40. The break-even is 24 doctor visits a year. Linda goes six times, so she keeps $360. You'll also see the only three differences between G and N (including excess charges, which are kind of like Bigfoot), why Plan G climbs faster, the "closed pool" that drives the biggest increases, the high deductible Plan G option, the medical background check, the birthday-rule states, and the one-way door you should know about before you move to N.
Thinking of dropping your supplement altogether? Watch this first (12:46):
• Don't Drop Your Supplement Plan-Not in 2027
The health questions I mention at 15:25:
https://yourlifeagency.com/medsupp-he...
⏱ CHAPTERS
0:00 My Plan G went up again
0:08 Asked for 26%, about 14% nationally
0:28 Is your Plan G still worth it?
0:49 Linda: $250 on G, $160 on N
1:19 Where the $90 really comes from
1:52 The toll road: unlimited pass vs value pass
2:36 The break-even: 24 doctor visits a year
3:47 What's the same on G and N
4:30 Difference one: the $20 copay
5:11 Difference two: the emergency room
5:23 Difference three: excess charges
6:26 Let's give Linda a bad year
7:18 Would you take $40 a month back?
7:49 Won't Plan N just go up too?
8:21 Why Plan G costs more and climbs faster
9:42 Same increase, bigger gap
10:25 Keeping Plan G? Go pool shopping
11:43 How to tell if you're in a closed pool
12:14 Still on Plan F?
13:02 High deductible Plan G
14:22 The gate: the medical background check
15:01 How we switch without risking your plan
15:37 Can't pass? The birthday-rule states
16:26 Before you move to N: can you come back?
16:59 Who should stay on G
17:17 So which one are you?
17:55 The one you can still afford at 80
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