Are first home buyers catching a falling knife?

The 5 per cent Deposit Scheme has helped more than 100,000 first home buyers get into the market, but with borrowing power taking a hit, is buying now really getting any easier? Property prices may be falling in some markets, but higher interest rates and serviceability requirements mean buyers are also facing a very different borrowing equation. Julian Barnes is joined by Costa Arvanitopoulos and Eva Loisance to unpack whether first home buyers are actually better off, what the latest rate rise means for those trying to enter the market and whether lower prices are enough to offset shrinking borrowing capacity. The trio also discuss the growing use of longer loan terms, the future of the 5 per cent Deposit Scheme and whether there are still ways for brokers to help buyers make the numbers work. ........................................................................................ Broker Daily delivers breaking news, expert analysis, and industry intelligence tailored specifically for brokers, aggregators, and lenders navigating a rapidly evolving market. Whether you're a seasoned broker or new to the industry, Broker Daily keeps you informed on the policies, trends, and opportunities that matter most. 🏠 Like this video? Subscribe to Broker Daily on YouTube: 👉    / @brokerdailyau   📬 Stay connected to the news and issues impacting your business and the wider mortgage and finance broking industry. 📖 Subscribe now to the Broker Daily newsletter: 👉 https://www.brokerdaily.au/resources/... 🎵 Follow us on Spotify to stay connected with the podcast: 👉 https://open.spotify.com/show/5Rsvkbd... 🎧 Or Apple Podcasts: 👉 https://podcasts.apple.com/us/podcast... 🔗 Connect with us on social media: Facebook:   / 100063470052137   LinkedIn:   / brokerdailyau   Instagram:   / brokerdailyau   X: https://x.com/brokerdailyau #mortgage #broker #aggregator #rate #interest #homebuyer #deposit #bank #lender #fintech #residential #commercial