You Said No to Your Sister's Money Request… Then Her Calls Stopped

*You Said No to Your Sister (And It Cost You the Calls)* is a fictional story about a 34-year-old HVAC estimator in Dayton, Ohio. He spends ten years saving until he finally has enough to refuse anything, and then he finds out who takes it personally. The numbers are worked out year by year. The savings grow from $3,000 to $117,453 with steady monthly deposits and an assumed return of about five percent a year, which is only a story assumption and never a promise. The full ledger is in the pinned comment. If this story sounds like someone you know, or someone you are, tell us in the comments. *Next week:* You Turned Down the Promotion (And Your Team Never Forgave You). For educational and entertainment purposes only. Not financial advice.