Disability Law Show: S2 E2 - Top 5 Mistakes When Dealing with LTD Insurers

The Disability Law Show on Global TV with disability lawyers Sivan Tumarkin and James K. Fireman. Discover how to fight back against the insurance company and get what you're owed when your long term disability claim is denied. ► https://disabilityrights.ca ► help@disabilityrights.ca ► 1-855-821-5900 FEATURED ON THIS EPISODE... ►00:54 - The Week That Was ► 05:50 - A caller from https://stlawyers.ca/disability-law-show - I was working for a trucking company for 12 years when I hurt my knee in an accident. I have been off collecting LTD the last two-and-a-half years. My doctor told me I won’t be able to go back to the job because I won’t be able to do it. My LTD expires March of next year. My employer doesn’t have light-duty jobs, and if I can’t physically do the work, he doesn’t want me back. ►11:31 - Top 5 Mistakes Individuals Make When Dealing with Long-term Disability Insurers: 11:37 - Assuming that the adjuster’s first priority is you 12:57 - Assuming that your insurer will take what your doctor says at face value 14:15 - Assuming that once you are approved for LTD there is nothing more to be concerned about 15:09 - Assuming that your insurance company is ALWAYS right 16:25 - Assuming that you are powerless against the insurance company ► 19:35 - http://www.mydisabilityquestions.com - My brother is a paramedic and has PTSD. His long-term disability claim was rejected by his insurance company. They say he is not “totally disabled” and can still work. He has appealed once and was rejected. His job is very stressful and I’m worried that he’ll get worse if he has to deal with the insurance company. What should he do? ► 23:55 - Help@disabilityrights.ca - I’ve heard you speak about “Bad Faith” damages, or punitive damages, that some disabled individuals may be able to claim from insurance companies who deny legitimate claims. What does that mean? Can you explain this a bit more? ► 26:00 http://www.mydisabilityquestions.com - I have MS and have started to experience more symptoms of my condition over the last few years. My doctor told me that I would have to go on disability leave, so we submitted medical notes and applications. I was let go from my job after this due to restructuring and my insurance company has denied my claim as a result. Is there anything I can do? Do I still have any coverage? -------------------------------------------- • Before you call a lawyer, use PocketEmploymentLawyer.ca to find out if you might have a case: http://bit.ly/2NnhdSH • Denied Long Term Disability? We Can Help. Discover your rights when your Long Term Disability Claim is denied. Find out more: http://bit.ly/2PuWvmy • Need a Toronto employment or disability lawyer? http://bit.ly/2JvZc3y • Need a Vancouver employment lawyer? http://bit.ly/2JuRcj6 • Need an Ottawa employment or disability lawyer? http://bit.ly/2PsR8nZ