Before the Crisis Hits, what Families Need to Know About Disability and Aging with David Sherman

What happens when a family gets a devastating diagnosis — and has no idea where to turn? David Sherman has spent over 30 years answering that question. As the owner of Disability Consulting Solutions, David works with families navigating disability, chronic illness, cognitive decline, and the hard decisions that come with aging. He's the professional most people have never heard of — until they desperately need one. I first crossed paths with David through a client situation involving diminished capacity and a home heading into foreclosure. A Halloween night conversation with previous guest Michael Boylan led me to make that call — and what I witnessed when David sat down with my client was one of the most elegant and effective interactions, I've ever seen. In this conversation, David and I cover what disability consulting actually is, how families can get ahead of a crisis before it hits, what waiting too long actually costs in dollars and in options, and why there is always hope no matter how far down the road you are. ───────────────────────────── TIMESTAMPS ───────────────────────────── 0:00 - My Halloween story — a client with diminished capacity and a home in foreclosure 2:10 - David's origin story — his friend Ken, progressive MS, and a calling he couldn't explain 6:01 - How David's career evolved from group homes to traumatic brain injury to consulting 12:17 - What disability consulting actually is and what that first phone call looks like 15:52 - What goes into a Personalized Support Plan — and why there's no cookie cutter version 22:03 - When disability triggers a financial crisis — and how the home becomes part of the equation 33:22 - Conservatorship and guardianship demystified — what it is, when it's necessary, and what the process looks like 39:04 - The common threads between families navigating disability and families navigating aging 41:57 - When "I want to stay home" is no longer safe — and how families navigate that conversation 45:24 - What families wish they'd done sooner — and the mistakes already made before they call 52:39 - The real cost of waiting — what options disappear when you wait too long 57:41 - Early warning signs for adult children — and what to do before you need a care plan 61:47 - Transforming uncertainty into peace of mind — what that shift actually feels like for a family 64:52 - The single most concrete step to take right now if you're sitting with uncertainty 66:46 - David's parting message: there is always hope ───────────────────────────── CONNECT WITH DAVID SHERMAN ───────────────────────────── Disability Consulting Solutions www.disabilityconsultingsolutions.com ───────────────────────────── CONNECT WITH GREG ───────────────────────────── Real Estate: RE/MAX Advisors West — Carver County, MN Substack: HelloIamGregAnderson.substack.com LinkedIn: linkedin.com/in/gregoryranderson ───────────────────────────── ABOUT LIVING IN CARVER COUNTY ───────────────────────────── An insider's conversation with the people who make Carver County the best place to live, work, and raise a family. I've called this community home for decades and bring the perspective of someone who doesn't just know the market — I know the people who shape it. #CarverCounty #DisabilityConsulting #AgingInPlace #Caregiving #SeniorCare #EstatePlanning #Guardianship #Conservatorship #LivingInCarverCounty #Minnesota #ElderCare #CaregiverSupport #SpecialNeeds #DavidSherman #ChaskaMN