SIP की किस्त मिस हो गई तो क्या होगा? SIP Installment Miss होने के 5 बड़े नुकसान | SAGAR SINHA
Sagar Sinha
0:00 / 0:00
SIP की किस्त मिस हो गई तो क्या होगा? SIP Installment Miss होने के 5 बड़े नुकसान | SAGAR SINHA
120 479 просмотров · 1 мес. назад
Sagar Sinha
5,1 млн подписчиков
120 479 просмотров · 1 мес. назад
#SIP #MutualFunds #SIPMiss
🛡️ Best Term Insurance - 15% Discount - https://tinyurl.com/ssTermpb
🚑 Best Health Insurance - 25% Discount - https://tinyurl.com/ssHealthpb
💰📊 Invest In Mutual Fund SIP, SWP, Stocks | Open FREE Demat Account
https://tinyurl.com/firstpunji
📈💰 CoinDCX (Crypto,Gold, US Stocks) - Get 20% Discount On Brokerage Using This Link
https://join.coindcx.com/invite/Az7y2
💰 Learn FREE Cypto Trade (Telegram) - https://tinyurl.com/TradeInCrypto
Missed your SIP instalment? Here's exactly what happens — bank bounce charges, whether the AMC penalises you, the 3-missed-instalments rule that silently cancels your SIP, and the real damage to your compounding. Explained in simple Hindi, so even someone who has never invested in a SIP can understand it completely.
Most people believe missing one SIP instalment is no big deal. The truth is different. Miss three consecutive instalments and your SIP gets cancelled automatically — and the most dangerous part is that you may never find out. In this video, I use the story of Raj and Amit to show how three months of carelessness turned into three years of lost investing, and a difference of over ₹12 lakh at the finish line.
SIP किस्त मिस होने पर क्या होता है | SIP मिस पेनल्टी | SIP बंद हो जाती है क्या
📌 WHAT YOU'LL LEARN IN THIS VIDEO:
✅ What is a SIP and how the NACH auto-debit mandate actually works
✅ SIP bounce charges by bank — SBI, PNB, HDFC, ICICI, Axis, Kotak (plus 18% GST)
✅ Does the mutual fund company (AMC) charge any penalty? The honest answer
✅ Why 5 SIPs on the same date can cost you ₹3,000 in a single day
✅ The 3 consecutive misses rule — how your SIP gets cancelled without any warning
✅ How much one missed ₹5,000 instalment really costs after 20 years
✅ Does missing a SIP affect your CIBIL score? (The answer will relax you)
✅ Rupee cost averaging — why missing a SIP during a market fall hurts the most
✅ SIP vs insurance premium — which one is actually dangerous to miss
✅ What to do immediately if you have already missed an instalment
✅ How to pause a SIP instead of letting it bounce
✅ 7 practical habits so your SIP never bounces again
#SIPInvestment #म्यूचुअलफंड #निवेश #FinancialEducation #PersonalFinance #SIPinHindi #MutualFundsSahiHai #InvestmentTips #SagarSinha #पैसा #CompoundInterest #financialfreedom
-----------All Social Media Handles --------------
Youtube - / @coachsagarsinha
Podcast Youtube - / @sagarsinhapodcast_
Podcast Clips - / @sagarsinhapodcastclips
Instagram- / coachsagarsinha
Podcast Instagram - / sagarsinhapodcast
Facebook– / sagarsinhamotivation
Podcast Facebook - / sagarsinhapodcast
Sagar Sinha Daily - / @sagarsinhadaily
Linkedin- / coach-sagar-sinha
Telegram - https://t.me/coachsagarsinha
X (Twitter) - https://x.com/CoachSagarSinha
WhatsApp - https://tinyurl.com/JoinSSWhatsApp
Website - https://sagarsinha.in
---------------------------------------------------------------------
Bazaar Ke Mahir - / @bazaarkemahir
Email - biz.sagarsinha@gmail.com
----------------------------------------------
⚠️ DISCLAIMER:
This video is created purely for financial education and awareness purposes. It is NOT investment advice, and it is not a recommendation to buy, sell, or hold any security or scheme. I am not a SEBI Registered Investment Advisor. Mutual fund investments are subject to market risks — please read all scheme related documents carefully. Bank charges, NACH rules, and AMC policies change from time to time and vary by institution, so always verify the current charges with your own bank and AMC before acting. Please consult a SEBI registered financial advisor before making any investment decision.