Out of Office Podcast Episode 2: Everyone Hates Insurance… Until They Need It

Everyone hates paying for insurance… until something goes wrong. But how much do you really understand about what you're covered for? In Episode 2 of Out of Office, host Steven Gallant of Legacy North Construction Management sits down with Mike Shepherd, an insurance broker with Stoneridge Insurance Brokers, to unpack an industry most of us don't think about until we need it. From protecting your home, cottage and business to understanding insurance during renovations and custom construction, we get into the questions you should be asking before something goes wrong. We talk about what makes insuring Muskoka properties unique, why replacement costs matter, what happens when you're renovating or building a custom home, and how insurance works when multiple contractors and trades are involved. We also explore Builders Risk insurance, liability coverage, subcontractor responsibilities and some real-world situations that could leave homeowners and businesses facing unexpected costs. And because this is Out of Office, we're having the conversation over a Detour from Muskoka Brewery, with a few laughs and some insurance stories along the way. Whether you're a homeowner, cottage owner, business owner, builder or planning a renovation, there's plenty to take away from this conversation. *Our Guest:* Mike Shepherd, Stoneridge Insurance Brokers *What's in the Glass?* Detour by Muskoka Brewery This episode's beer of choice is Detour from Muskoka Brewery. And while taking a detour can sometimes lead to something great, when it comes to insurance, you probably don't want any unexpected surprises along the way. That's why having a good broker in your corner matters. Cheers to keeping it local and staying covered! *About Out of Office* Presented by Legacy North Construction Management, Out of Office features conversations with the people shaping Muskoka, Simcoe County and cottage country. From construction and real estate to business, community and life up north, we're getting to know the people and stories behind it all. Grab a drink. We're officially Out of Office.