You Can Be a Millionaire and Still Go Broke

Is $1 Million Really Enough to Retire? With Evan Knight Two people can retire with the same $1 million—and experience completely different financial futures. Former college football coach turned financial advisor Evan Knight joins Papa Quainoo to explain why retirement isn't simply about how much you've accumulated. It's about turning savings into income, managing risk, understanding taxes, and making financial decisions that support the life you actually want. Evan also shares why he walked away from an 11-year coaching career, how fatherhood and faith changed his priorities, and why he's building a financial planning practice that puts people ahead of portfolio size. From the risks of retiring unprepared to the meaning of financial freedom, this conversation challenges us to think differently about money, success, and what enough really looks like. Learn more about Evan at priorityfinancialplanning.com. Subscribe to One Idea Worth Keeping at gwp.today. Grow With Papa — Where money meets life. Chapters 00:00 Meet Evan Knight: From football coach to financial advisor 01:29 Why coaching prepared him for financial planning 02:49 Why Evan walked away from college football 06:23 Retirement planning is like the fourth quarter 09:37 Retirement isn't just about your nest egg 12:48 Can $1 million be enough for one person but not another? 14:29 Why the final 10 years before retirement matter 17:52 What happens when you haven't prepared? 19:44 Why Evan doesn't pick stocks 22:46 Tax planning: Keeping more of your retirement income 25:21 Why financial planning carries higher stakes than football 27:00 Can you change someone's financial behavior? 29:23 Putting people before portfolio size 37:09 Helping people who can't afford financial advice 41:50 Faith, career success, and finding your calling 45:25 How faith shapes Evan's definition of enough 48:01 The role of his wife in his career decisions 55:17 The FIRE movement: Is early retirement worth the sacrifice? 01:02:24 What Evan needs to know before giving financial advice 01:05:11 Why trust comes before sharing financial information 01:07:26 What financial data can't tell an advisor 01:12:09 Evan's definition of wealth 01:14:04 Where to find Evan Knight