Full Car Cover Insurance பெரிய பொய் ஆ? 😳💔 RTI, IDV & NCB உண்மை | Claim Reject ஆன பிறகு Reality!

Full Car Cover Insurance பெரிய பொய் ஆ? 😳💔 RTI, IDV & NCB உண்மை | Claim Reject ஆன பிறகு Reality ! Is Full Car Cover Insurance really safe… or is it a hidden trap? 😳💔 In this detailed Tamil guide, we break down Third Party vs Comprehensive Insurance, RTI (Return to Invoice), IDV calculation, Zero Depreciation, Consumables add-on, NCB transfer process, CSR/FIR rules, 75% total loss rule, and why car insurance claims get rejected after accidents. If you are buying a new car in Tamil Nadu or renewing insurance, this masterclass will help you avoid costly mistakes and understand government mandatory rules for new car insurance in India. Learn how to protect your claim, transfer NCB properly, choose the right add-ons, and file complaints through IRDAI & Insurance Ombudsman if your claim is unfairly rejected. 🚗 Don’t lose lakhs because of insurance confusion. Watch fully before signing your policy. For Car Buying Consultations : +91- 9566872083 Mail ID : mithiranmedia@gmail.com 00:00 INTRO 03:21 Government Mandatory Rules – New Car Insurance 05:30 Third Party vs Comprehensive – Basic Foundation 07:18 IDV – The Base Value of Your Policy 08:23 RTI – Return To Invoice (Most Important Add-On) 10:07 Zero Depreciation 11:57 Consumables Add-On 13:32 75% Total Loss Rule 14:23 OEM Dealership vs Online Insurance 19:24 NCB – No Claim Bonus 22:40 CSR / FIR – Is Police Complaint Mandatory? 23:37 Claim Rejection & Fraud Protection 24:38 If Claim Unfairly Rejected – What To Do? 🔗 Connect with us : Instagram:   / gsautomotives_off   Twitter:   / gs_automotives   Facebook:   / gsautomotivesoffl