4 Retirement Risks That Could Impact Your Income Plan

A successful retirement plan needs to account for more than investment returns. In this video, Alex Call, CFP® explains four major risks retirees should be thinking about: inflation, longevity, market volatility, and taxes. He walks through how each can affect your retirement income and why planning for them together can help create a more thoughtful long-term strategy. Alex also explains how Peterson Wealth Advisors uses the Perennial Income Model™ to organize retirement assets based on when the money may be needed, while balancing near-term income needs with longer-term growth and tax planning. In this video, you’ll learn: • Why inflation can reduce your purchasing power throughout retirement • Why planning for a 25- to 30-year retirement matters • How market volatility can affect retirement income • Why growth still plays an important role in a retirement portfolio • How retirement income planning and tax planning work together • Why required minimum distributions may affect future taxes • When Roth conversions may or may not make sense • How charitable giving strategies such as qualified charitable distributions (QCDs) can factor into a long-term tax plan There is no one-size-fits-all approach to retirement. Your income needs, accounts, tax situation, charitable goals, and timeline all play a role in determining which strategies may make sense for you. Learn more about Peterson Wealth Advisors and the Perennial Income Model™ at https://petersonwealth.com/ Peterson Wealth Advisors is a registered investment adviser. This video is for educational purposes only and should not be considered individualized investment, tax, or legal advice. Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results.