The 6 Wealth Levels: When Your Money Starts Outworking You

At the bottom, you work for money. At the top, your money works for you. In this video, Sam the stick figure climbs the 6 wealth levels, from under $10K all the way to $100M+, and finds the exact moment his money starts to outwork him. Spoiler: it happens way earlier than most people think. Which level are you on right now? Tell me in the comments 👇 ⏱️ Chapters 0:00 Your money is sleeping 0:32 The 6 wealth levels 1:25 Level 1: Under $10K 2:16 Level 2: $10K – $100K 3:09 Level 3: $100K – $1M (the crossover point) 4:20 Level 4: $1M – $10M 5:15 Level 5: $10M – $100M 6:04 Level 6: $100M+ 6:47 How to climb the levels 📚 The wealth levels framework comes from Nick Maggiulli (author of Just Keep Buying). 📈 Examples assume an average return of ~7% per year. Real returns vary and some years are negative. ⚠️ This video is for educational purposes only and is not financial advice. #personalfinance #investing #compoundinterest