Average Net Worth by Age: Are You Behind?

The average American family has a net worth of $1,063,700. The typical one has $192,900. Both numbers come from the same Federal Reserve survey, and only one is a fair comparison for you. In this video we open the box on net worth by age, bracket by bracket, with the median and the average side by side, then look at what separates families above the line from families below it. Chapters: 0:00 Two numbers, one survey 0:22 Why you probably feel behind 1:31 1. Average vs median 2:44 2. Under 35 3:46 3. Ages 35 to 44 5:03 Which bracket are you? 5:33 4. Ages 45 to 54 6:29 5. Ages 55 and older 8:10 What moves you up 9:45 What that does for Sam 11:02 Recap and next video Which age bracket are you in, and did the median surprise you? Tell me in the comments. Median net worth by age (Federal Reserve Survey of Consumer Finances 2022, the latest survey published, per family, 2022 dollars): Under 35: $39,000 35 to 44: $135,600 45 to 54: $247,200 55 to 64: $364,500 65 to 74: $409,900 75 and over: $335,600 Sam is a fictional example. Projections assume an 8% average annual return, which is not guaranteed. Markets fall in some years and your results will differ. The bracket medians are 2022 values and will change when the next survey is published. Sources: Federal Reserve, Changes in U.S. Family Finances from 2019 to 2022: Evidence from the Survey of Consumer Finances Federal Reserve, Survey of Consumer Finances home page and historical tables Federal Reserve, press release on the 2025 Survey of Consumer Finances (28 February 2025) Bureau of Labor Statistics, Usual Weekly Earnings of Wage and Salary Workers, second quarter 2026 Footage: Coverr. Music: "Digital Clouds" by Alejandro Magaña (Mixkit). Subscribe to Money Unboxed TV for a new money breakdown:    / @moneyunboxedtv   Disclaimer: This video is for education and entertainment only. It is not financial, investment, tax or legal advice. Returns shown are examples, not guarantees. This video uses a synthetic voice. #personalfinance #networth #moneytips