Watercooler Wednesday-NPL and FC

A seller wants 100% of a ~$30,000 unpaid balance on a non-performing Ohio land contract because the house is “worth $120,000” and foreclosure will cover costs and profit. In this video I break down why that math fails: Ohio CFD / land installment contract rules (5 years or 20%) Forfeiture + eviction vs judicial foreclosure Typical 8–14 month timeline Two-thirds appraisal bid floor Why another investor can buy the house at sale while you only collect the balance The discount is what pays you for time and risk. At par, there is no deal. If you buy notes or contracts for deed, watch this before you pay face. Learn notes: https://www.learn.kevinshortle.com Podcasts & replays: https://www.kevinshortle.com/podcasts/ YouTube: search Kevin Shortle#WatercoolerWednesday #NoteInvesting #RealEstateWithoutRenters #MortgageNotes #PassiveIncome https://kevinshortle.com