"This Is The Best Time to Buy" — Here's the Data Behind That Call

Since the budget, the headlines have been telling one story: prices are falling, sentiment is crashing, buyers are running scared. The actual data tells a very different one, and the gap between the two is exactly where the opportunity sits. In this episode of the Property Nerds podcast, Arjun Paliwal (CEO of InvestorKit) sits down with Jack Fouracre, Head of Broker Division, from Fouracre Financial to unpack the real, on-the-ground behaviors happening post-budget, not the media narrative. They cover why owner-occupiers and investors alike are suddenly refusing to sell, why some are switching their own home loan to interest-only years before turning it into an investment property, and why the "accidental investor" problem is quietly reshaping portfolios based on government decisions rather than actual investment strategy. They also break down the real quartile-based market data: why the lower end of the market has now outperformed the top end for six straight years, why Sydney is sitting at a 2019-style inflection point for upsizers, and the six-part "other side" Arjun believes almost nobody is factoring into their decision right now, including falling interest rates, rising servicing capacity, and stronger rental yields all converging at once. Chapters: 0:00 – Why This Is the Best Time to Buy (And the Bias Behind Saying It) 1:43 – What Owner-Occupiers and Investors Are Actually Doing Post-Budget 3:00 – The Interest-Only Trick Investors Are Using on Their Own Home 6:01 – The Accidental Investor Problem Nobody's Talking About 8:52 – Calling Out the BS Headlines: What the Real Data Shows 10:33 – Why the Lower End Has Beaten the Top End for Six Years Straight 12:47 – Sydney's 2019 Moment: Why Upsizers Have Never Had It Better 14:00 – What Actually Shifts Market Sentiment From Here 19:19 – The "Other Side" Nobody's Pricing In Yet 22:12 – The Lending Trends Banks Don't Want You to Notice 🥇🥇🥇 InvestorKit - Back To Back "REB Buyers Agency Of The Year 2023, 2024, 2026" Book your discovery call here: https://www.investorkit.com.au/discov... If you're scaling a portfolio and want the right structure before your next purchase, the team at Fouracre Financial can walk you through it: fouracrefinancial.com.au ✅ HOW WE CAN HELP YOU: By being the most trusted, data-driven Buyers Agency for aspiring investors who wish to create real financial change by helping them invest with confidence, outperform the market, and build a high-performing property portfolio. 👉 https://www.investorkit.com.au ✅ CONNECT WITH INVESTORKIT: Website: 👉 https://www.investorkit.com.au Send your questions to: 👉 arjun@investorkit.com.au Follow us on Facebook: 👉   / investorkit   Follow us on Instagram: 👉   / investorkit.com.au   Subscribe to our YouTube Channel: 👉    / @investorkit   Connect with us on LinkedIn: 👉   / investorkit   Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.