Waiting for 5% Mortgage Rates? Why You’re Making a Huge Mistake

Waiting for 5% Mortgage Rates? Why You’re Making a Huge Mistake Are you waiting for mortgage rates to drop before buying a home? In this video, Bert Ferguson explains why interest rates are only one part of the home-buying equation and why waiting could mean facing more competition and higher home prices. Discover how inventory, property taxes, credit, down payment, and negotiating power can impact your decision as a home buyer. If you're considering buying a home in Delaware, Kent County, or anywhere in today’s real estate market, this video will help you understand what to consider before waiting on lower mortgage rates. Tags: mortgage rates, mortgage rates 2026, home buying, buying a home, real estate, real estate market, home buyers, mortgage, home prices, housing market, Delaware real estate, Delaware homes, Kent County real estate, first time home buyer, home buying tips, real estate tips, waiting for mortgage rates to drop, should I wait to buy a house, should I buy a house now, is now a good time to buy a home, buying a home with high mortgage rates, how mortgage rates affect home prices, why wait to buy a house, mortgage rates and home prices, buying a house when interest rates are high, home buying advice for first time buyers, how to buy a home in Delaware, Delaware home buying tips, Delaware real estate market, Kent County Delaware real estate, home buyer negotiating power, how to get a better deal on a house, buying a home in 2026, mortgage rate vs home price, hidden costs of buying a home, real estate market for buyers, real estate agent, first time home buyer tips and advice, buy now or wait, real estate market update, first time home buyers tips and advice, delaware real estate agent, first time home buyer tips, finance