They're worth more than they've ever earned- The Donegans

Alan and Katie Donegan reached financial independence through simple investing, conscious spending and a clear focus on the one number that mattered most. In this longer interview, they talk about Alan’s early experience of financial hardship, why buy-to-let was not the answer for them, how index funds changed their lives, and why they now teach financial education for free. Chapters: 0:00 How Alan and Katie reached financial independence 1:49 Alan’s backstory and financial motivation 4:37 The first plan: buy-to-let property 8:49 Discovering FIRE and index investing 14:17 Staying calm during market falls 17:53 Frugality, sacrifice and buying your freedom 23:01 The numbers behind their journey 27:27 How compounding makes financial independence possible 29:42 Learning to spend after reaching financial independence 33:22 Rebel Finance School and giving back 39:51 First steps for anyone starting now 42:00 Why investing is not just for wealthy people