How Wealthy Are You Compared to Most Americans?

Working class, middle class, or upper class — which one are you really? In this video, we break down where Americans actually stand on the wealth ladder — net worth, student loans, homeownership, retirement accounts, and the exact reason why someone earning $97,000 a year can still be in the bottom 10% of American households. In this documentary, we cover: 🧮 How to calculate your net worth (hint: your couch doesn't count) 📉 How a $97K salary ends up with a negative net worth 🏠 The huge wealth gap between homeowners and renters 📊 The real net worth you need for the middle, top 25%, top 10% and top 1% 🧓 Why pensions make some people far richer than the statistics say 🎂 Net worth by age — and why age changes the whole story 🚀 Three versions of the same person — and the $700,000 difference between them If you've ever wondered whether you're really "middle class," or you're just curious what it actually takes to build wealth in America, this one's for you. 🔔 Subscribe for more deep-dive videos breaking down the real money behind everyday America. ⚠️ Educational content only, not financial, tax or legal advice. Figures are based on the Federal Reserve's Survey of Consumer Finances, adjusted for inflation, and may vary. Examples in this video are illustrative. #NetWorth #MiddleClass #Investing #USEconomy #WealthBuilding #PersonalFinance #StudentLoans #401k #RothIRA #FinancialFreedom #MoneyExplained