How to Do a 3-Month Spending Review | My Real $14,112 Budget Reset

We spent $14,112.56 in variable expenses over three months. Going through every category was the financial wake-up call I needed. In this video, I’m reviewing our real spending from July, August, and September-to-date and walking through the steps I’m using to reset our budget and become more intentional with our money. I’m looking at everything from groceries, eating out, DoorDash, gas, birthdays, family activities, household expenses, and more. But this isn’t just about cutting everything we enjoy. I'm asking a bigger question: Does the way we’re spending our money actually reflect what we say we value? I’ll walk through how I reviewed three months of actual spending and create a realistic starting point for our new budget based on our values and goals. My goal isn’t to create the smallest budget possible or stop having fun with my family. I want to build a budget we can actually live with while still moving toward debt freedom, retirement, our kids’ futures, travel, our home goals, and ultimately more financial freedom. If you’re feeling like your money keeps disappearing even though you make a budget, try doing your own three-month spending review along with me. ❤️ What category surprised you the most when you finally looked at your actual spending? If you’re working toward your own version of more, subscribe and follow along as we pay off debt, build better money habits, and create more choices for our future. Kay Budgeting for More #BudgetingForMore #BudgetReset #SpendingReview #DebtFreeJourney #BudgetWithMe