Not Enough to Retire? Here Are Your Options

Five years from retirement—and not sure you’re on track? Will your retirement savings last, or could you run out of money later in life? A substantial investment balance can look reassuring. But can it support the retirement you want? In this video, I walk through a hypothetical retirement planning case to explore that question. We examine a projected retirement income shortfall, compare possible responses, and consider the trade-offs each decision involves. Watch to see what the numbers reveal—and which choices you would consider in the same situation. Whether you’re planning to retire at 65 or choosing a different retirement date, this example will help you think more clearly about retirement readiness, income needs, and making your money last. ► WORK WITH ME I help people approaching retirement develop their retirement plans and professionally manage the investments supporting them, including evaluating 401(k)-to-IRA rollover options. My practice serves clients seeking ongoing retirement planning and investment management, rather than one-time advice for self-directed investing. 📆 Schedule Your No-Cost, No-Obligation Consultation: https://go.oncehub.com/clarkatterbury Clark Atterbury Atterbury Investment Management Serving North San Diego County and clients nationwide virtually. 🌐 Connect with us: (760) 280-2880 clark@clarkatterbury.com www.clarkatterbury.com Facebook: facebook.com/AtterburyInvestmentManagement LinkedIn: linkedin.com/in/clark-atterbury-09266896 👍 Subscribe for more insightful content on retirement planning and smart investing! The hypothetical example is for educational purposes only. Projections depend on assumptions and do not guarantee future results. Actual results will vary. Illustrated values shown are estimated from data provided in the "Client Data and Calculation Overview" pages. *Rates of return are hypothetical and are not for predicting performance or imply that past performance will reoccur. These figures are estimates only and do not represent guaranteed returns by your retirement system, Social Security, or any other source. Actual values may be significantly different. Required minimum distribution (RMD) rules applicable to qualified plans may apply. Taxation is average taxation for each retirement year and is for illustration purposes only. Actually taxation may differ significantly. You should consult with your tax advisor to determine the impact taxes and RMD rules may have on your particular situation. Representative is registered with and offer only securities and advisory services through PlanMember Securities Corporation, a registered broker/dealer, investment advisor and member FINRA/SIPC. 6187 Carpinteria Ave, Carpinteria, CA. 93013. Atterbury Investment Management, Inc and PlanMember Securities Corporation are independently owned and operated. CA Insurance Lic #0B29538.