Medicare Advantage or Medigap — The Choice You Can't UNDO

Medicare Advantage vs Medigap: the choice at 65 that many people can't undo. Medicare Advantage can cost $0 a month, but if you want to switch back to Original Medicare with a Medigap (Medicare Supplement) plan later, insurers in most states can ask health questions and say no. Real families, a medical worker, doctors and agents show how both doors work, which is better for whom, and every way back: the 6-month Medigap window, the trial right, and the guaranteed-issue right for the 2.8 million people whose Advantage plans end Dec 31, 2026. CHAPTERS 0:00 Why this choice is hard to undo 0:38 Two Doors, One Couple 5:27 What Zero Dollars Buys 11:48 The Door That Locks 15:55 When the Plan Says No 23:03 Original Medicare Says No Too 26:48 Before December 7