7 Retirement Assets to Review Before 2027 — Avoid These Costly IRS Mistakes

📘 PROTECT YOUR RETIREMENT SAVINGS BEFORE 2027! 👉 Get Your Senior Benefits Playbook: https://marcusretires.com ⚠️ 7 RETIREMENT ASSETS TO REVIEW BEFORE 2027 — AVOID THESE COSTLY IRS MISTAKES! Are your retirement savings, IRA, 401(k), investment accounts, or life insurance policies exposing you to unexpected taxes? As December 31, 2026 approaches, millions of American retirees face important year-end financial decisions. Some retirement tax strategies have real deadlines, while others require careful planning to avoid unnecessary taxes, Medicare premium increases, and costly estate planning mistakes. In today's Marcus Retires video, we break down *7 retirement assets worth reviewing before January 2027* and explain which IRS deadlines actually matter. You'll discover how Required Minimum Distributions (RMDs), Roth IRA conversions, capital gains taxes, rental property depreciation, life insurance cash value, Social Security taxation, and bank account beneficiary designations can affect your retirement finances. The biggest mistake? Moving money simply because someone tells you the IRS will take it. Not every retirement asset has a December 31 deadline, and the wrong financial move could create a bigger tax bill. 💰 7 RETIREMENT ASSETS YOU SHOULD REVIEW ✅ Asset #1 — Cash, Savings Accounts & CDs Learn why low-interest savings accounts can reduce your purchasing power and how to review FDIC insurance, Treasury bills, and cash management options. ✅ Asset #2 — Traditional IRA & 401(k) Understand Required Minimum Distributions, Roth conversions, retirement withdrawal taxes, and the December 31 tax-year deadline. ✅ Asset #3 — Brokerage Accounts & Investments Discover how capital gains, cost basis, inherited investments, and account ownership can affect your tax liability. ✅ Asset #4 — Rental & Investment Real Estate Learn about depreciation-related taxes, Section 1031 exchanges, and the important 45-day and 180-day exchange deadlines. ✅ Asset #5 — Life Insurance Cash Value Find out how policy loans, withdrawals, and an unexpected policy lapse can create taxable income. ✅ Asset #6 — Social Security Benefits Understand how IRA withdrawals, investment income, and pensions can cause more of your Social Security benefits to become taxable. ✅ Asset #7 — Joint Bank Accounts & Beneficiaries Learn why outdated beneficiary designations, joint ownership, and estate planning mistakes can create financial problems for your family. ⏰ VIDEO CHAPTERS 00:00 — 7 Retirement Assets to Review Before 2027 01:16 — Asset #1: Cash, Savings Accounts & CDs 04:37 — Asset #2: Traditional IRA, 401(k) & RMDs 08:03 — Asset #3: Brokerage Accounts & Capital Gains 10:39 — Asset #4: Rental Property & Depreciation Taxes 13:42 — Asset #5: Life Insurance Cash Value Tax Risks 16:20 — Asset #6: Social Security Taxation 18:59 — Asset #7: Joint Bank Accounts & Beneficiaries 21:26 — Which Retirement Assets Have Real 2026 Deadlines? 22:37 — Your 7-Point Retirement Asset Checklist 23:28 — Final IRS Tax Planning Warnings 👉 Explore the book here: https://marcusretires.com 🔔 SUBSCRIBE TO MARCUS RETIRES We explain Social Security benefits, Medicare, retirement taxes, Roth IRA strategies, Required Minimum Distributions, senior benefits, and important financial rules affecting Americans over 60. Our mission is to help retirees understand complicated financial topics in plain English so they can make more informed decisions. 💬 QUESTION FOR YOU: Which of these 7 retirement assets are you planning to review before 2027? 1. Savings Accounts 2. IRA or 401(k) 3. Brokerage Investments 4. Rental Property 5. Life Insurance 6. Social Security 7. Joint Bank Accounts Share your answer in the comments! 📚 OFFICIAL RESOURCES IRS — Retirement Plans: https://www.irs.gov/retirement-plans IRS Publication 590-B — IRA Distributions: https://www.irs.gov/publications/p590b Social Security Administration: https://www.ssa.gov/ FDIC — Deposit Insurance: https://www.fdic.gov/ FINRA — Investor Protection: https://www.finra.org/ ⚖️ DISCLAIMER This video is provided for educational and informational purposes only and does not constitute personalized financial, tax, investment, insurance, or legal advice. Tax rules, retirement account deadlines, Social Security taxation, and estate planning outcomes depend on individual circumstances and applicable laws. All examples are illustrative. Consult a qualified tax professional, financial advisor, or estate planning attorney before making major financial decisions. Marcus Retires is an independent educational channel and is not affiliated with the IRS, Social Security Administration, Medicare, or any government agency. #RetirementPlanning #IRS #RetirementTaxes #SocialSecurity #RothIRA #RMD #RetirementSavings #MarcusRetires